Call us Toll Free 1-800-805-1220 Lumpy Mail homepage DOUBLE Your Direct Mail RESPONSE RATES
with LUMPY MAIL

Mortgage Navigation

Lumpy Mail Campaigns for Mortgage

No More Begging For Deals

Here's how to break free from rate shoppers and earn residual, passive revenue streams with the Lumpy Mail Marketing.

Photo of Jon GoldmanJon Goldman reveals mortgage marketing secrets you can use

to make more money and improve your lifestyle.

 

What's the secret to generating qualified leads?

Let's be honest. Are you having fun and enjoying being a loan officer? Are you working your tail off and sacrificing your personal life just so you can close another loan? After everything is said and done are you a slave to your business?

If you’re like most loan officers the way you live is insane.

You're constantly rushing, pushing, pushing, always having more to do than you can actually accomplish. Leaving a string of broken promises and incomplete conversations in their wake. You’re probably not making the money or living the lifestyle with the freedom you’d hoped for. You’re spending most of your time doing everything except that which you’re are best at, endlessly caught in the minutia of the day.

Now for some good news.

There is a way out. Your business can be working for you right now instead of you working for it if you make the right move. Look, over 90% of all loan officer failure is because one reason. Ready? Here it is. You simply don't have the right system in place. No, it's not the people, it's not the market, it's not the rates, and it's not your company. None of these are the reason for your frustration...

It's your lead generation and conversion system that’s missing

That's right. It's your lead generation and conversion system. When you have the right system in place then all of the other business issues can get worked out. Why? Because you will have "A level" deal flow. "A level" deal flow is the right deals coming to you on a regular basis. These are the right type of deals from qualified prospects. "A level" deal flow allow you to run a more simple, turn-key operation that doesn't require the same level of stress and anxiety that most loan officers have to deal with.

There Are 3 Important Secrets
In A Good "A Level" Lead
Generation System?

The Problem of the 3 R's:

#1 – Rip it Open: Most mortgage mail doesn't even get opened. America sorts its mail over the trash can. Your mailer only has 3.5 seconds to get a person to rip open your mailer. If it doesn't do that then it's straight into the trash with your letter. .

#2 – Read it: Most prospects never even read your letter! The greatest sales letter in the world is worthless if they don't read it! So unless you can get them to actually read your letter and realize that you have what they are looking for you're sunk.

#3 – Respond to it: Even if you managed to get a prospect to open it and read it almost nobody actually picks up the phone and responds to your offer.

So how do you overcome the problem
of the Three R's of mortgage mail?

After analyzing of 15,000 mailings over the past 15 years and personally being responsible for millions of pieces of mail I have found the single best way to help loan officers set up a predictable lead generation machine.

But before I reveal it, ask yourself this important question.

What if you were able to create a lead generation machine that delivered a steady flow of qualified leads? What would you do with the extra time and money that comes from working only in your "core competency". If you just spent your time doing what you do best and had a team and system that took care of everything else what would your life be like? Who would you spend more time with? What would you do with more freedom and revenues? My guess is you would probably travel more, spend more time with the ones you loved. You would probably take the time to take care of yourself and improve the quality of your life.

If you are looking for more freedom and more passive revenue streams, then this just may be this is what you're looking for.

You no longer need to be effected by the rates.

Whether rates are going up or down it doesn't really matter. Why? Because there are great campaigns that you can use regardless of whether the rates are rising or falling. You see there is a silver lining in every cloud.
Mortgage Navigation

Over 87 Leverage Strategies
To A Successful Mortgage Mailing System

There are over 87 crucial leverage strategies that you must use for a successful mortgage mailing lead generation system. Now I’m going to peel back the covers and share a few gems with you.

Check MarkThe BIG ZIG. You better "zig" when everybody else is "zagging "

Don't fall into the "me too" disease. Over 92% of the mortgage companies and their mailers look exactly the same! Here's the good news, with this campaign your prospects will literally stop dead in their tracks, sit down, read your letter and say "Who is this guy? This is really different. I better check it out." That's the power of lumpy mail.

Check MarkOnly target "Hungry Fish"

It's been proven that when a loan officer tries to be everything to everybody he never makes the golden dollar as those who focus on one market at a time. Only spend your time going after qualified prospects who are HUNGRY. Vow that you not spend anymore time, money or effort on prospects and networking with people who are unqualified and may or may not need your services.

"If you grab too much. You grab nothing.
If you grab a little. You get it!"

Check MarkPick a small pond and fish in it:

Look for a stocked pond of hungry fish and go to work there. The best marketing system targets "Hungry Fish" who are easily identified on a mailing list and can be replaced month after month.

Check MarkWeed out the rate shoppers:

Let's be honest if you live by the rates you'll die by the rates. If you try to be the cheapest guy in town you will eventually have a horrible business and a life of begging. These campaign is designed to position you as the expert. "The authority", in this position you command respect and can retool your business so it works for you instead you working for it. A good lead generation system will give you more time and freedom. Not just that, you'll have more profitable, qualified deals.

Check MarkIf it's not leveragable don't do it!

Don't ever do another run another ad, go to a networking meeting, or run a marketing campaign that you can't use again and again. Make sure its repeatable.

Check MarkUse the right colors:

Some colors generate trust while others create skepticism. Statistically there is one color envelope that out pulls every other color. It's a certain shade of yellow. Even the paper color effects response rates. Only use colors that improve response rates regardless of how it looks to your or your family. What matters most is what works. The colors that really pull would surprise you because they're counter intuitive.

Check MarkMake sure it gets opened

This is probably the biggest challenge of all for mortgage mailers. Make sure that your next mailer is guaranteed to get opened. The enclosed mailers use over 28 different strategies to get your mailer opened. You probably never realized that there could be that many things you could do just to insure that your letter got opened. Among them are strategies like the "lumpy" factor. When people feel something that's lumpy they are intrigued and are nearly forced to open it. Add a lump and get a bump (in response rates).

Check MarkGet into the "A" pile

Everybody sorts there mail over their trash can which is called the "C" pile, that's where almost all mail ends up it's just a matter of time. Then there's the "B" pile which is the "I'll think it over" pile. NO! NO! Not the "I'll think it over!" That's like the kiss of death to your letter. Because procrastination kills response rates.

Lastly, there's the "A" pile. This is includes personal invitations, official documents, banking and legal notices. A lot of this stuff says "I'm personal" or "I am really important. You better read me." Make sure that your campaign puts your message firmly in the "A" pile. This will dramatically increases your response rates and commissions.

Check Mark The slippery Slope Test

When your prospects read your copy it better be a like a slippery slope. Starting with your headline (yes even a direct mail letter should have a headline, and I can prove it!) Your headline better be so compelling that it practically compels them to read your subhead. And your subhead should magically draws them into reading the entire first paragraph. Continuing on in this fashion all the way to the call to action. It you can get them to read the first 55 words your response rates increase nearly 10 fold.

Check MarkShocked and disappointed

I am continually shocked at how almost all of the mortgage mail that comes across my test totally fails the slippery slope test. They say basically nothing. They make no promises. There's no intrigue and no overt benefit. No wonder they are not getting any response. I'm sure you've probably received these in your own home. Maybe you even send them out. They are quite frankly boring and rely on the "through enough stuff against the wall and hopefully something will stick" method. Your letter copy should be so compelling that it's like a great page turning novel that leads you from one paragraph to the next just to see what's going to happen. It must be constantly peppered with notes which appeal to the readers self interest and continually arouse curiosity while pushing their emotional hot buttons.

Check Mark Irresistible Bait

This is where most mortgage mailers totally fall flat on their face. There is nothing that is irresistible about the offer. After someone reads your letter there had better be a hell of a good reason for them to pick up the phone and call you (or click on your website). Your offer has to be literally irresistible. Consider something like the Godfather "This is an offer that you can't refuse". Consider a campaign that includes an offer for "$500 of FREE groceries" combined with a great mortgage offer. Now that's irresistible.  

Check Mark Emotional Triggers

People only respond to offers because they feel its right for them. If you would sit down and honestly look at all the mortgage mail that's out there you would shake your head in disbelief. Once you know these secrets you'll ask yourself as we do "How do these people actually send out mail like this?" Make sure that your mail is packed with emotion. Constantly touch the emotional hot buttons that are designed specifically to trigger a yes response only from a qualified prospect. After years of testing we've had prospects call our clients commenting on our letters saying "I really feel like you understand me and what I'm going through". The loan officer just smiles and says "Yes, we really do understand what you're going through." Then they continue to get them the loan they need.

Check MarkSuccess comes from repetition....

Wait a minute read that again...Success comes from repetition....that's right Success comes from repetition: Based on research from SMEI 81% of the sales come after the 4 th contact! No wonder most marketers get less than 1% response rates! Over 91% give up after the first contact. Commit to becoming one of the loan officers who are in the top 10% and end up with 80% of the deals because they used a multi step mailing approach instead of just one mailer. Consider using a 4 step campaign. Why? Would you get married on the first date? Of course not. So don't expect prospects to respond to your offer after the first contact! Mail them several times and watch the magic of multi step mailings work for you.

Mortgage Navigation

 

Does This Stuff Really Work?
Look At What Our Clients Have To Say...

Photo of Jeff"I have seen the results that Jon Goldman gets for his clients...and they are amazing!”

"If you're marketing anything to anyone, leads or customers...you are making a huge mistake by not using Jon Goldman's firm to set you up. Jon can take a normal mailing and turn it into an extraordinary profitably money-making experience! I highly recommend Jon Goldman and his company. Jon and his program is the answer you've been seeking for so long!"

Jeff Paul
One of the nations top advisors to mortgage and finance professionals. He’s also one of the most successful direct Marketers and Educators in America, Has sold over $30,000,000 via direct mail and author of How I made $5,000 a day at home in my underwear.


Photo of Ken SchreiberLead generation campaign produces predictable and guaranteed income

“I want to thank you very much for all the help you’ve given me… As you know from my first campaign I was able to double my response rates, which my open rate, which
obviously led to more sales and more commissions.

More importantly, what I’m excited about is that now I have a predictable campaign with predictable results and in fact I had to actually dial back my marketing a little bit because we couldn’t really accommodate all the leads with the staff I have. Which is a good problem. I know now that I have a …lead generation campaign that’s really going to produce predictable and guaranteed income now and in the future.”

Ken Schreiber
HomeQuest Solutions, Inc.
Nationally recognized mortgage expert and top producer


Castrigano logo“It was our highest return ever! We are definitely doing it again.”

We did Jon’s program. It was the most successful thing we have ever done. We got a 6 to 1 return on our investment.
It was our highest return ever! We are definitely
doing it again. Also, I would strongly recommend other professionals try it.

Tim Castrigano
Castrigano and Company Financial Services


Photo of Brian Sacks“You ‘unstuck’ me...It would be criminal if you didn't share this”

“You have just ‘unstuck’ me. I always believed I was ‘unstuckable’. But what you did was incredible. You owe it to the rest of the CEO’s and leaders. It would be criminal if you didn’t share this process with them. Because this process is absolutely amazing. I have been around for a long time in business. I am actually a coach to others. If you're considering doing this, you have to be nuts not to do it. This has literally changed me. What you have done is just absolutely awesome”

Brian Sacks
One of the nations top producing loan officers and Mentors to Mortgage Professionals worldwide
LoanOfficerSuccess


Photo of Michael Gray"Our business is up 65% over last year."

This year our business is up 65% over last year. I attribute this to the work that we have done together with you. I have used your marketing services as well as your day launch. It was an awesome experience. Your program is a must for anyone looking to really grow their business. I definitely recommend and we will continue working with Goldman and his team.

Michael Gray
All American Financial Services

 

Step #1 CHOOSE YOUR MARKET

The first and easiest decision is “Who”? That is, which market do you want to target. The way to be successful is pick a market of “hungry fish” then go after them with lumpy mail and irresistible bait. Not sure which market to target. Don’t worry. Pick up the phone and speak to a mortgage marketing strategist at Lumpy Mail Inc. (800) 805-1220.

Market #1: The Pre Foreclosure Market/NOD (Notice Of Default)

Foreclosures are an incredibly hot and rapidly expanding market. Due to the sensitive nature of this market, you'll need to call us to discuss it. People in foreclosure are under great pressure and are experiencing tremendous pain. If you do your job right you can really help them. Unfortunately, there have been many unethical businesses who have taken advantage of people in foreclosure. In response, the government has had to step in to weed out the bad guys. There are numerous laws which are changing all the time. The laws of what you can say and what you can do with people in foreclosure vary greatly for state to state. Nevertheless, there are many loan officers who do very well servicing this market in an ethical and honest way. If you're interested and you qualify, you'll find this market to be very gratifying because you can really help people and the market is constantly growing. Call us at (410) 602-1970 to discuss it.

Market #2: The Bankruptcy Market

The single most important thing in mortgage marketing is targeting and finding your hungry fish?Look for people who are hungry for what you have to offer. REMOVE "D" --dThe hungrier your hungry fish, the better.

Market #3: A.R.M.-Adjustable Rate Market

The first and most important rule of mortgage marketing is to find “hungry fish” …and the hungrier the better. Right now, the Adjustable Rate Mortgage (A.R.M.) market is swimming with hungry fish whose A.R.M.s are about to explode in their face with outrageously high monthly payments. If you position yourself correctly you can cash in on the exploding $1.5 Trillion Dollars of ARM’S coming due within the next year. How did this happen? When interest rates where low many people got into more home then they could really afford with low ARM rates. But now the time has come to pay the piper and their rates are about to start skyrocketing. Many of them don’t even know that this is going to happen to them.

Market #4: Sub Prime Refinancing

The sub prime market is one of the most responsive markets today. They are in pain and are in constant need of financial help. And they need it quick. There are several great products that you can sell to this pool of  "hungry fish".  FLIP PERIOD AND QUOTE MARK "hungry fish."

Market #5: Debt Consolidation or Bad Credit

This market has overspent their limit and may well be living off their credit cards. Often, they have a sub prime lender. They're paying exorbitantly high rates and know they're being taken advantage of, but think they're powerless to stop it. These people are desperate to speak with someone who really cares, will show them respect and can truly offer a solution. That's why we created this set of mailers just for them. These homeowners are very hungry fish.

MARKET #6
Call us to discuss.

Market #7:

If you can't find what you're looking for, call us! Often we work on new industries and have many things not listed on our website. Contact us to see if we have what you need.

 

Get started now
Choose your mailing campaign


Mortgage Navigation

Wing & Prayer mailing campaign image
Magnifier mailer image
Aspirin mailer image
4 Hit "Wing and a Prayer" Mailing Campaign
1 Hit "Wonder"
Magnifier Mailer
1 Hit "Wonder"
Aspirin Mailer
Click here for more information
Click here for more information
Click here for more information
Grocery Gift Card image
Wing & Prayer mailing campaign image
Grocery Gift Card image
Become a Member
Tear Sheet
Newspaper Tear Sheet Mortgage Mailer
Free Grocery Gift Card Offer Add this FREE Groceries Offer to your mailing to increase response rates
Click here for more information
Click here for more information
Click here for more information
7 Hit Mailer 7 Hit Mailer
7 Hit "Knockout" Mailer
7 Hit "Postal Saver " Mailer
Click here for more information Click here for more information
4 Hit Mailer 4 Hit Mailer
4 Hit "Wing and a Prayer" Mailer 4 Hit "Postal Saver " Mailer
Click here for more information Click here for more information

 

Not clear which direction is best for you? Call our implementation specialist right now at (800) 805-1220.